Retirement planning blog and knowledge base
Educational articles on retirement planning, MPF, annuities, retirement healthcare and later-life legacy, written answer-first.
Reverse mortgage guide
A reverse mortgage turns your paid-off Hong Kong home into a monthly annuity while you live there. Eligibility, terms, pros and cons, and the OALA impact.
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Hong Kong estate duty
Hong Kong abolished estate duty on 11 February 2006, so there is no inheritance tax. Estates still need probate, and overseas assets may be taxed locally.
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Care Service Vouchers
Hong Kong's CCSV and RCSV care vouchers let the money follow the user. Co-payment levels, voucher values, self-funded homes and how to apply explained.
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Tax-saving trio
Hong Kong's tax-saving trio means MPF TVC, QDAP deferred annuities and VHIS. Compare their deduction caps and roles to save tax while preparing to retire.
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Consolidating MPF
After years of job changes, MPF is often scattered across trustees. The benefits of consolidating MPF accounts, which can be combined, and the steps.
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Gerontech
Gerontech is technology and services that help elders live safely and independently at home. Common types, how to choose, and tips when caring for parents.
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Estate planning case studies
Succession isn't only for the wealthy. Three scenarios (single parent, childless couple, family business) show how wills, an EPA and insurance combine.
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Probate
Probate is the legal process for handling a deceased person's estate in Hong Kong. With or without a will, the process, timeline and how to prepare early.
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Insurance & succession
Named beneficiaries let life and savings insurance pass outside probate. Inspired by Anita Mui's trust, see how this compares with trusts and wills.
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